Saepudin, Ujang, and Pitri Yandri. “Review of Bayatul Maal Wat Tamwil’s Efforts in Overcoming the Trap of Online Loans: Case Study at Bmt Rukun Abadi”. International Journal of Integrative Sciences, vol. 5, no. 9, Oct. 2026, doi:10.55927/ijis.v5i9.67.